LGBT Mortgage Advice Service …

Did you know that our friends at Compass offer a ‘Private and Confidential’ Mortgage Service? …

Many people may not realise that Compass have been offering Mortgage advice within the Lesbian, Gay, Bisexual, Transgender & HIV Communities for many years and have helped literally hundreds of LGBT and HIV positive people buy their homes.

Sometimes we meet people in the most desperately difficult circumstances, who need urgent advice to protect their privacy and confidentiality. Recently we were approached by Gavin who is 41 years old and working in London as a fashion designer.

He had been trying to secure a mortgage through another Mortgage Adviser, when he had come across a serious problem. The Mortgage Adviser was demanding that he take out Life Assurance alongside his mortgage!

Gavin has already told the adviser several times that he did not want Insurance products, but the adviser had been very pushy and insistent on the matter. The adviser had even produced a disclaimer form demanding to know the exact reason why he had decided against taking insurance.

This had caused Gavin considerable stress because he is single and does not need Life Insurance. He also does not wish to disclose his HIV status on any Insurance applications and certainly not on any disclaimer form that he was being required to sign. Gavin decided to approach Compass to see how we could help him through this worrying situation.

He was relieved to discover that we could arrange a Mortgage for him without any requirement to take Life Assurance and certainly without the requirement to sign a disclaimer form. Compass separate any Mortgage and Life Insurance transactions because we recognise that some of our clients may have reasons not to take out Life Assurance products.

By offering Mortgage advice in return for reasonable “Set Fees” we are able to maintain our independence and arrange mortgages without insisting that our clients take out Life Assurance. This is especially useful for people who are not eligible to take out Life Assurance due to their HIV status or those who may not have any need life insurance products.

If you require more information on Gay Life Assurance, Gay Life Insurance, Gay Mortgages & HIV Life Assurance, HIV  Life Insurance, HIV Mortgages you can contact our sponsros Compass Mortgage & Insurance Services on 0845 474 3075, or email at or on the web at

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  • About Us

    Pink Finance was first launched in the year 2000, as the UK’s first gay finance magazine. Over the years we have covered many discrimination issues affecting gay, lesbian, bi sexual and transsexual people.

    Our articles cover issues such as Gay Life Assurance, Gay Life Insurance, Gay Mortgages, Gay Income Protection, Gay Critical Illness Cover, HIV Life Assurance, HIV Life Insurance and HIV Mortgages.

    We also include feature articles on planning Life Assurance and Mortgages for LGBT and Alternative Families, along with articles with subjects such as Pensions and Investments for LGBT people.

    Our editor, Chris Morgan was part of the consultation group that led to the introduction of HIV Life Assurance and HIV Life Insurance for people living with HIV.

    He was a consultant to the Association of British Insurers for over five years and served on their HIV Insurance Working Group.

    Chris has recently rejoined the ABI working group, assisting them with their latest Best Practice guidelines and agreeing to write a new HIV and Insurance consumer guide.

    Our sponsors Compass have a long history of supporting worthy causes within the gay and HIV communities. Currently they are supporting NAM AIDSMAP who work to change lives by sharing information about HIV and AIDS.

    They believe that, wherever you are in the world, having independent, clear and accurate information is vital in the fight against HIV and AIDS.

    Compass Mortgage & Insurance Services is Authorised and Regulated by the Financial Conduct Authority.