Diabetes and Insurance …

Although our friends at Compass are best known for their industry changing work around Gay Life Assurance and Gay Life Insurance, they also provide many other valuable insurance services for Gay & Lesbian people living with a wide range pre-existing medical conditions such as diabetes.

Chris Morgan … Lead Financial Adviser Says …

“Compass are also specialists at finding insurance cover for people living with pre-existing medical conditions. We offer financial advice to people living with HIV, Hepatitis C, Depression, Diabetes, High Cholesterol, Heart Conditions, Cancer, along with a number of other medical conditions”.

Compass have extensive experience at finding Life Assurance, Life Insurance, Income Protection and Critical Illness for Gay & Lesbian people living with pre-existing medical conditions. This week is Diabetes Week in the UK (9th June to 15th June 2013) and for more details about events in your area follow this link. http://www.diabetes.org.uk/Get_involved/Diabetes-Week/

If you require more information on depression and Insurance or any other pre-existing medical condition you can contact our sponsors Compass Mortgage & Insurance Services on 0845 474 3075, or email at Enquiries@compassindependent.co.uk  or on the web at www.compassindependent.co.uk

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HIV Life Assurance and HIV Life Insurance …

News from our friends at Unusual Risks …

Unusual Risks have enjoyed widespread national press coverage of their latest HIV Life Assurance and HIV Life Insurance campaign.

Awareness within the HIV community towards HIV Life Assurance ad HIV Life Insurance is now at 78%, which is a huge jump from last year where this  figure was only 20%.

Follow these links to read national press coverage …

In FT Adviser …  http://www.ftadviser.com/2013/05/08/insurance/health-and-protection/more-awareness-of-life-assurance-for-hiv-data-ep7TkZ3n0QpCdfASuhggFK/article.html

Money Marketing … http://www.moneymarketing.co.uk/protection/hiv-sufferers-more-aware-of-life-insurance-options/1070744.article

Cover Magazine … http://www.covermagazine.co.uk/cover/news/2266399/hiv-life-cover-entering-the-mainstream

Health Insurance Magazine … http://www.hi-mag.com/health-insurance/product-area/life-critical-illness/article422216.ece

If you require more information on Gay Life Assurance, Gay Life Insurance & HIV Life Assurance, HIV  Life Insurance you can contact our sponsors Compass Mortgage & Insurance Services on 0845 474 3075, or email at Enquiries@compassindependent.co.uk or on the web at www.compassindependent.co.uk

Posted in Gay Life Assurance, HIV Life Assurance, HIV Life Insurance | Tagged | Comments closed

Gay Mortgages and Gay Remortgages …

From our sponsors … Compass are independent mortgage advisers for the Lesbian, Gay, Bi Sexual and Transgender communities.

We offer financial advice without fear of discrimination, attention to colour, creed, sexuality, health status or personal beliefs.

We regularly offer independent financial advice to people looking for both new mortgages and remortgages.

Compass have many existing employed and self-employed clients for whom we have arranged for their house purchase or house move

New Mortgages …

We are experienced at arranging new Mortgages for LGBT clients.

Our financial advisers will help you find the right mortgage from the whole market for your requirements in return for “Set Fees”.  This means there are no hidden fees for our mortgage advice.

Remortgages …

We are experienced at arranging Remortgages for LGBT clients.

Our financial advisers are able to help you to assess your current mortgage and help you find your next mortgage from the whole market in return for “Set Fees”. This means there are no hidden fees for our remortgage advice.

Please click here to learn more about our products and services …

 http://www.compassindependent.co.uk/Products.html

If you require more information on Gay, Lesbian, Bi Sexual or Transgender Mortgages  you can contact our sponsors Compass Mortgage & Insurance Services on 0845 474 3075, or email at Enquiries@compassindependent.co.uk or on the web at www.compassindependent.co.uk

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Hepatitis C and Finance – Life Assurance and Life Insurance

Our friends at Unusual Risks have recently been featured in the Hepatitis C Trust Spring Newsletter. See page 21 for a special Hepatitis C and Finance feature …

 www.hepctrust.org.uk/newsletterspring2013

They have also recieved widespread national press for their Hepatitis C and finance research. Here are some links about Hepatitis C Life Assurance, Hepatitis C Life Insurance and Hepatitis C Mortgages.

FT Adviser …

http://www.ftadviser.com/2013/04/10/insurance/hepatitis-c-sufferers-are-put-off-buying-products-Ms5h1lQrMS6klrRTIwtDIP/article.html

Mortgage Solutions …

http://www.mortgagesolutions.co.uk/mortgage-solutions/news/2259950/hepatitis-c-sufferers-struggle-to-get-mortgages

Cover Magazine …

http://www.covermagazine.co.uk/cover/news/2259855/hepatitis-c-sufferers-struggle-to-get-insurance-and-mortgages

If you require more information on Gay Life Assurance, Gay Life Insurance & Hep C Life Assurance, Hep C Life Insurance you can contact our sponsors Compass Mortgage & Insurance Services on 0845 474 3075, or email at Enquiries@compassindependent.co.uk or on the web at www.compassindependent.co.uk

Posted in Gay Income Protection, Gay Insurance, Gay Life Assurance, Gay Mortgages, General Topics, Hepatitis C Life Assurance | Comments closed

Depression and Insurance …

Although our friends Compass are best known for their industry changing work around Gay Life Assurance and Gay Life Insurance, they also provide many other valuable insurance services for Gay & Lesbian people living with a wide range pre-existing medical conditions such as depression.

Chris Morgan … Lead Financial Adviser Says …

“Compass are also specialists at finding insurance cover for people living with pre-existing medical conditions. We offer financial advice to people living with HIV, Hepatitis C, Depression, Diabetes, High Cholesterol, Heart Conditions, Cancer, along with a number of other medical conditions”.

Compass have extensive experience at finding Life Assurance, Life Insurance, Income Protection and Critical Illness for Gay & Lesbian people living with pre-existing medical conditions. Our depression and insurance services were launched during Depression Awareness Week 2013 and are available by contacting us using the details below.

If you require more information on depression and Insurance or any other pre-existing medical condition you can contact our sponsors Compass Mortgage & Insurance Services on 0845 474 3075, or email at Enquiries@compassindependent.co.uk or on the web at http://compassindependent.co.uk/

Posted in Gay Income Protection, Gay Insurance, Gay Life Assurance, Gay Mortgages, General Topics, Hepatitis C Life Assurance | Comments closed

Hepatitis C and Finance … Mortgages and Life Insurance

News from our friends at Unusual Risks …

90% of Hepatitis C sufferers have not tried to get financial products due to their diagnosis!” …

Unusual Risks the medical financial advisers have today published the results of their latest research into the financial needs of people living with Hepatitis C. In their recent survey they established that 90% of Hep C people have not tried to get financial services due to their diagnosis.

In the same survey it was also established that 10% of respondents had found it difficult to obtain Mortgage and Insurance products due to their diagnosis. This is the first time that any research has been conducted within the Hepatitis C community in relation to their financial needs.

Life Assurance and Mortgages have been available to people living with Hepatitis C for some time, however, they can sometimes prove to be difficult to obtain due to additional medical requirements, or due to product providers being insensitive towards their financial needs.

Chris Morgan has been at the forefront of offering Life Assurance and Mortgages to the Gay and HIV communities for the last fifteen years and is constantly working to secure better terms and premiums on behalf of his existing clients and their families.

He has recently introduced services for people living with Hepatitis C to run alongside the existing services that he already offers to people living with HIV. The aim is to use all of his knowledge and experience to help people who are living with Hepatitis C to secure their financial future.

If you require more information on Gay Life Assurance, Gay Life Insurance & Hep C Life Assurance, Hep C  Life Insurance you can contact our sponsors Compass Mortgage & Insurance Services on 0845 474 3075, or email at Enquiries@compassindependent.co.uk or on the web at www.compassindependent.co.uk

Posted in Gay Income Protection, Gay Insurance, Gay Life Assurance, Gay Mortgages, General Topics, Hepatitis C Life Assurance | Comments closed

Gay Press For HIV Life Assurance and HIV Life Insurance …

Here’s the latest press coverage for HIV Life Assurance and HIV Life Insurance from the Gay Star News Website  …

“Three in four British HIV positive people cancel their insurance after diagnosis, a study has revealed”.

“Research carried out by Unusual Risks, a UK company of medical financial advisers, found 76% of HIV positive people cancelled their insurance policies even though they were likely to be covered for treatment”.

Read the full story by clicking here …

http://www.gaystarnews.com/article/three-four-hiv-positive-people-cancel-insurance-after-diagnosis150213

If you require more information on Gay Life Assurance, Gay Life Insurance & HIV Life Assurance, HIV  Life Insurance or would like to subscribe to our sponsors “FREE NEWSLETTER”  you can contact oue sponsors Compass Mortgage & Insurance Services on 0845 474 3075, or email at Enquiries@compassindependent.co.uk or on the web at www.compassindependent.co.uk

Posted in Gay Income Protection, Gay Insurance, Gay Life Assurance, Gay Mortgages, General Topics, Hepatitis C Life Assurance | Comments closed

Gay Financial Advisers …

Although our sponsors Compass are best known for their industry changing work around Gay Life Assurance and Gay Life Insurance, they do provide many other valuable sevices for the Lesbian, Gay, Bisexual and Transgender communities.

Did you know? …

Over the last twelve months they have arranged Insurance products for people living with HIV, Hepatitis C and other a host of other pre-existing medical conditions such as Depression, Anxiety, Stress, Diabetes and Heart Conditions.

They are also specialist Mortgage and Insurance Advisers, with expert knowledge to  help you find the best possible financial products for your property needs. 

If you require more information on Gay Life Assurance, Gay Life Insurance & Gay Mortgages or would like to subscribe to our sponsors “FREE NEWSLETTER”  you can contact Compass Mortgage & Insurance Services on 0845 474 3075, or email at Enquiries@compassindependent.co.uk or on the web at www.compassindependent.co.uk

Posted in Gay Income Protection, Gay Insurance, Gay Life Assurance, Gay Mortgages, General Topics, Hepatitis C Life Assurance | Comments closed

76% of HIV+ people cancel an insurance contract following their diagnosis…

Friends of our sponsors  …. Unusual Risks the medical financial advisers have today published the results of their latest research into the insurance needs of HIV Positive people. They have recently established that 76% of HIV+ people cancel an insurance contract following their diagnosis.

Their recent survey asked searching questions about the insurance needs of HIV+ people and in particular the terms and conditions around Life Assurance, Life Insurance, Income Protection, Critical Illness and Private Medical Insurance that are directed towards the HIV community.

During the survey it was established that each person responding to the survey had on average surrendered or cancelled almost two financial products and it was also established that 50%* of respondents had surrendered their Life Assurance or Life Insurance plans, even though they were likely to have been covered for HIV.

If you require more information on Gay Life Assurance, Gay Life Insurance & Gay Mortgages or would like to subscribe to our “FREE NEWSLETTER”  you can contact our sponsors Compass Mortgage & Insurance Services on 0845 474 3075, or email at Enquiries@compassindependent.co.uk or on the web at www.compassindependent.co.uk

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Hepatitis C Life Assurance and Hepatitis C Life Insurance …

Our friends at Unusual Risks have recently launched their Hepatitis C Life Assurance Service* …

Here’s a case example fom Unusual Risks ….

We were recently approached by Teresa who had been trying to get Life Assurance to cover her mortgage through an insurance company recommended by her bank. Three months after her initial enquiry the company finally came back to her with a premium of £70.13 per month for £30,000 of Life Assurance.

Teresa had been diagnosed with hepatitis C back in 1997, which was treated and cleared in 1999. Because her diagnosis and treatment was so far in the distant past, she felt that the premium the first company offered was unfair. On researching her case we were able to find her £30,000 of Mortgage Life Assurance at a final premium of £22.86 Per Month.

Free Hepatitis C Life Assurance PDF Fact Sheets are now available from Unusual Risks for  all Hepatitis C Support Groups, Health Workers, Helplines and Charities …

*Currently at this moment in time we are unable to arrange Life Assurance for people who are living with both HIV and Hepatitis. We are constantly working to improve this situation and will announce any developments as they happen through our website and blog.

If you require more information on Gay or Hep C Life Assurance, Gay or Hep C Life Insurance & Gay or Hep C Mortgages or would like to subscribe to our sponsors “FREE NEWSLETTER”  you can contact Compass Mortgage & Insurance Services on 0845 474 3075, or email at Enquiries@compassindependent.co.uk or on the web at www.compassindependent.co.uk

Posted in General Topics, Hepatitis C Life Assurance | Comments closed