Gay Life Assurance, Gay Life Insurance and Gay Mortgage Blog

Here’s the latest press coverage for HIV Life Assurance and HIV Life Insurance from the Gay Star News Website  …

“Three in four British HIV positive people cancel their insurance after diagnosis, a study has revealed”.

“Research carried out by Unusual Risks, a UK company of medical financial advisers, found 76% of HIV positive people cancelled their insurance policies even though they were likely to be covered for treatment”.

Read the full story by clicking here …

http://www.gaystarnews.com/article/three-four-hiv-positive-people-cancel-insurance-after-diagnosis150213

If you require more information on Gay Life Assurance, Gay Life Insurance & HIV Life Assurance, HIV  Life Insurance or would like to subscribe to our sponsors “FREE NEWSLETTER”  you can contact oue sponsors Compass Mortgage & Insurance Services on 0845 474 3075, or email at Enquiries@compassindependent.co.uk or on the web at www.compassindependent.co.uk

Although our sponsors Compass are best known for their industry changing work around Gay Life Assurance and Gay Life Insurance, they do provide many other valuable sevices for the Lesbian, Gay, Bisexual and Transgender communities.

Did you know? …

Over the last twelve months they have arranged Insurance products for people living with HIV, Hepatitis C and other a host of other pre-existing medical conditions such as Depression, Anxiety, Stress, Diabetes and Heart Conditions.

They are also specialist Mortgage and Insurance Advisers, with expert knowledge to  help you find the best possible financial products for your property needs. 

If you require more information on Gay Life Assurance, Gay Life Insurance & Gay Mortgages or would like to subscribe to our sponsors “FREE NEWSLETTER”  you can contact Compass Mortgage & Insurance Services on 0845 474 3075, or email at Enquiries@compassindependent.co.uk or on the web at www.compassindependent.co.uk

Friends of our sponsors  …. Unusual Risks the medical financial advisers have today published the results of their latest research into the insurance needs of HIV Positive people. They have recently established that 76% of HIV+ people cancel an insurance contract following their diagnosis.

Their recent survey asked searching questions about the insurance needs of HIV+ people and in particular the terms and conditions around Life Assurance, Life Insurance, Income Protection, Critical Illness and Private Medical Insurance that are directed towards the HIV community.

During the survey it was established that each person responding to the survey had on average surrendered or cancelled almost two financial products and it was also established that 50%* of respondents had surrendered their Life Assurance or Life Insurance plans, even though they were likely to have been covered for HIV.

If you require more information on Gay Life Assurance, Gay Life Insurance & Gay Mortgages or would like to subscribe to our “FREE NEWSLETTER”  you can contact our sponsors Compass Mortgage & Insurance Services on 0845 474 3075, or email at Enquiries@compassindependent.co.uk or on the web at www.compassindependent.co.uk

Our friends at Unusual Risks have recently launched their Hepatitis C Life Assurance Service* …

Here’s a case example fom Unusual Risks ….

We were recently approached by Teresa who had been trying to get Life Assurance to cover her mortgage through an insurance company recommended by her bank. Three months after her initial enquiry the company finally came back to her with a premium of £70.13 per month for £30,000 of Life Assurance.

Teresa had been diagnosed with hepatitis C back in 1997, which was treated and cleared in 1999. Because her diagnosis and treatment was so far in the distant past, she felt that the premium the first company offered was unfair. On researching her case we were able to find her £30,000 of Mortgage Life Assurance at a final premium of £22.86 Per Month.

Free Hepatitis C Life Assurance PDF Fact Sheets are now available from Unusual Risks for  all Hepatitis C Support Groups, Health Workers, Helplines and Charities …

*Currently at this moment in time we are unable to arrange Life Assurance for people who are living with both HIV and Hepatitis. We are constantly working to improve this situation and will announce any developments as they happen through our website and blog.

If you require more information on Gay or Hep C Life Assurance, Gay or Hep C Life Insurance & Gay or Hep C Mortgages or would like to subscribe to our sponsors “FREE NEWSLETTER”  you can contact Compass Mortgage & Insurance Services on 0845 474 3075, or email at Enquiries@compassindependent.co.uk or on the web at www.compassindependent.co.uk

Our Sponsors … Compass regularly conduct research into the financial needs of the LGBT community …

In one of their recent surveys they established that 21% of Lesbian & Gay people who take out Life Assurance, also take out either Income Protection or Critical Illness Cover at the same time …

If you require more information on Gay Life Assurance, Gay Life Insurance & Gay Mortgages or would like to subscribe to our sponsors “FREE NEWSLETTER”  you can contact Compass Mortgage & Insurance Services on 0845 474 3075, or email at Enquiries@compassindependent.co.uk or on the web at www.compassindependent.co.uk

Our friends at Unusual Risks have been enjoying great press coverage for their “HIV Life Assurance Survey 2012”,

Click here to read a link to an article published by Gay Star News about HIV Life Assurance.

http://www.gaystarnews.com/article/life-assurance-companies-better-banks-hiv-cover211112

If you require more information on Gay Life Assurance, Gay Life Insurance & Gay Mortgages or would like to subscribe to our sponsors “FREE NEWSLETTER” you can contact our sponsors Compass Mortgage & Insurance Services on 0845 474 3075, or email at Enquiries@compassindependent.co.uk  or on the web at www.compassindependent.co.uk

News from our sponsor Compass …

Compass’s “little brother” Unusual Risks have recently launched their ‘HIV Life Assurance Survey 2012’

Here’s an extract from their full press release …

“Unusual Risks, the medical financial advisers are today announcing the results of their HIV Life Assurance survey 2012. After contacting all of the major Life Assurance providers in the UK, they can now report that 66.6%* of insurers servicing Independent brokers are now offering some form of HIV Life Assurance”.

“As a separate part of their survey Unusual Risks have also discovered that even though 40%* of bank assurers are now stating they offer HIV Life Assurance, the reality is that very few of their actual offers of insurance are being taken up. The main reason for this is that bank assurers do not offer any indication of terms prior to a client making an application”.

*See full press release below to read full survey results.

To read the full press release click here …

http://www.unusualrisks.co.uk/assets/Unusual_Risks_Nov_2012.pdf

If you require more information on Gay Life Assurance, Gay Life Insurance & Gay Mortgages or would like to subscribe to our  sponsors “FREE NEWSLETTER”  you can contact Compass Mortgage & Insurance Services on 0845 474 3075, or email at enquiries@compassindependent.co.uk  or on the web at www.compassindependent.co.uk

What is the difference between Gay Life Insurance and Gay Life Assurance?

This is a common question asked by Gay & Lesbian people when appying for insurance when they are unclear of the differences between Life Insurance or Life Assurance.

It is true that applicants may find Term Assurance or Life Cover that covers them in the event of death, described as either Life Insurance or Life Assurance.

In fact they are both likely to be the same product but using the two different generic product names …

Life Insurance is commonly used as a consumer facing term for the product and Life Assurance is the term more commonly used by  Life Assurance Companies and their staff.

If you are Gay or Lesbian and are looking to provide protection for your Mortgage, Family or Children, searching for either Gay Life Insurance or Gay Life Assurance will help you find relevant products.

Or you could simply contact the United Kingdom’s leading provider of Gay Insurance and Gay Mortgage products …

If you require more information on Gay Life Assurance, Gay Life Insurance  or Gay Mortgages you can contact our sponsors Compass Mortgage & Insurance Services on 0845 474 3075, or email at enquiries@compassindependent.co.uk  or on the web at www.compassindependent.co.uk

Our Sponsors … Compass and Unusual Risks have recently enjoyed national press coverage in the G Scene magazine  …

Read the full article here:

http://www.gscene.com/news/Average_HIV_Life_Assurance_figure_announced.shtml

Follow these links to find out more about HIV Life Assurance …

What is Gay Life Assurance? http://pink-finance.co.uk/?p=91

Where can I find Gay Life Assurance? http://pink-finance.co.uk/?p=155

If you require more information on Gay Life Assurance & Gay Mortgages you can contact our sponsors Compass Mortgage & Insurance Services on 0845 474 3075, or email at enquiries@compassindependent.co.uk  or on the web at www.compassindependent.co.uk

Our Sponsor … Compass are committed to representing the gay community within the financial industries. We regularly conduct research into the needs of the communities we represent.

In our latest survey we established that  Gay people who are taking out Gay Life Assurance in the UK are insuring themselves for an average of £242,578.

We regularly publish resident columns in the gay press and also conduct surveys amongst their readers.

To read our latest column click here …

http://www.pinke.biz/news/6985/Gay_HIV_Life_Assurance_is_here_to_stay

If you require more information on Gay Life Assurance & Gay Mortgages you can contact our sponsor Compass Mortgage & Insurance Services on 0845 474 3075, or email at enquiries@compassindependent.co.uk or on the web at www.compassindependent.co.uk