Gay Life Assurance and Gay Life Insurance …

News for Gay men and Women from our friends at Unusual Risks …

Average HIV Life Assurance Sum Assured and Policy Term …

Unusual Risks, the medical financial advisers have today published the results of their latest research into the average amounts of Life Assurance that HIV Positive men and women are insuring themselves for. Currently HIV Positive people who are taking out HIV Life Assurance in the UK are insuring themselves for an average of £134,130.

This latest survey was conducted as a follow up to a similar survey released around the same time last year where the average figure was £134,667. In addition to looking at sum assured this year’s survey has also established that the average term of a HIV Life Assurance policy is still only 10 years.

Unusual Risks have been approached by a number of HIV charities, right organisations and information providers with their concerns about the relatively short term of 10 years for HIV Life Assurance. Their recent survey has established that the average term of a HIV life Assurance is currently only 10 years.

However, some leading insurance providers are known to reduce the term on the policies they offer to only 5 years and buyers should beware of these policies and seek specialist advice before committing to this type of policy. Unusual Risks are committed to helping the HIV community find the fairest insurance premiums and terms on Life Insurance.

If you require more information on Gay Life Assurance, Gay Life Insurance & HIV Life Assurance, HIV  Life Insurance you can contact our sponsors Compass Mortgage & Insurance Services on 0845 474 3075, or email at or on the web at

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  • About Us

    Pink Finance was first launched in the year 2000, as the UK’s first gay finance magazine. Over the years we have covered many discrimination issues affecting gay, lesbian, bi sexual and transsexual people.

    Our articles cover issues such as Gay Life Assurance, Gay Life Insurance, Gay Mortgages, Gay Income Protection, Gay Critical Illness Cover, HIV Life Assurance, HIV Life Insurance and HIV Mortgages.

    We also include feature articles on planning Life Assurance and Mortgages for LGBT and Alternative Families, along with articles with subjects such as Pensions and Investments for LGBT people.

    Our editor, Chris Morgan was part of the consultation group that led to the introduction of HIV Life Assurance and HIV Life Insurance for people living with HIV.

    He was a consultant to the Association of British Insurers for over five years and served on their HIV Insurance Working Group.

    Chris has recently rejoined the ABI working group, assisting them with their latest Best Practice guidelines and agreeing to write a new HIV and Insurance consumer guide.

    Our sponsors Compass have a long history of supporting worthy causes within the gay and HIV communities. Currently they are supporting NAM AIDSMAP who work to change lives by sharing information about HIV and AIDS.

    They believe that, wherever you are in the world, having independent, clear and accurate information is vital in the fight against HIV and AIDS.

    Compass Mortgage & Insurance Services is Authorised and Regulated by the Financial Conduct Authority.