GAY Life Assurance and GAY Mortgage Advice …

Our friends at Compass are the UK’s leading firm of financial advisers and that are dedicated to looking after the Gay, LGBT and HIV communities. Their lead financial adviser Chris Morgan has been advising LGBT and people living with HIV for nearly 20 years and is well known for his campaigning work fighting against discrimination.

He has led an ongoing 20 year campaign which has resulted in equality within Life Assurance products for the gay community and the availability of Life Assurance for people living with HIV.


Gay men have been able to access Life Assurance products on equal terms since 2005, however, there sometimes can still be requirements around trust documentation and HIV testing on larger policies that still require specialist advice and guidance.

It’s most likely that Gay men will have more insurable interest and financial needs in the areas of Critical Illness Cover and Income Protection, than Life Assurance. No firm of financial advisers in the UK has more experience and knowledge of looking after Gay and LGBT clients than Compass.


Compass have been arranging Mortgages for the Gay, LGBT and HIV communities for nearly two decades and they have built vast experience of the way that Gay couples structure their finances. Sometimes LGBT relationships operate differently in regards to finance and we can assure you there is not a situation they will not have seen before.

Their lead financial adviser has advised literally thousands of gay clients to raise mortgage finance and helped them to buy their homes. Recently they have seen a number of LGBT clients returning to us to move home or remortgage to consolidate their loans and debts.


Compass Mortgages are here to help!

Complex Mortgage situations can arise due to a variety of reasons and these are the main “Complex Mortgage” areas which they can offer our advice for LGBT clients . Here’s a list of mortgage situations that we are experienced at arranging to applicants.

Adverse Credit Mortgages, Buy to Let Mortgages, Complex Mortgages, Debt Consolidation, Expatriate Mortgages, Landlord Mortgages, Let to Buy Mortgages, Multiple Mortgages, Professional Mortgages, Re Mortgages, Right To Buy, Self Employed Mortgages.

They are especially experienced at assisting people to find mortgages with Arrears, Adverse Credit, Bankruptcy Defaults, County Court Judgement’s and Late Payments on their Credit Record. We offer a free “15 Minute Mortgage Assessment” without obligation, if you are unsure if you can secure a Mortgage.

Our Friends Compass are the UK’s leading Lesbian, Gay, Bisexual, Transgender Financial Advisers, offering advice on Gay Life Assurance, Gay Life Insurance, Gay Mortgages, HIV Life Assurance, HIV Life Insurance, HIV Mortgages.

They are also the UK’s leading experts at planning Life Assurance and Mortgages for LGBT and Alternative Families and are able to assist LGBT people looking for advice on their Pensions and Investments.

For more information about these services please contact our sponsors Compass by phone 0845 474 3075. Email or visit us online at

This entry was posted in Uncategorised. Bookmark the permalink.
  • About Us

    Pink Finance was first launched in the year 2000, as the UK’s first gay finance magazine. Over the years we have covered many discrimination issues affecting gay, lesbian, bi sexual and transsexual people.

    Our articles cover issues such as Gay Life Assurance, Gay Life Insurance, Gay Mortgages, Gay Income Protection, Gay Critical Illness Cover, HIV Life Assurance, HIV Life Insurance and HIV Mortgages.

    We also include feature articles on planning Life Assurance and Mortgages for LGBT and Alternative Families, along with articles with subjects such as Pensions and Investments for LGBT people.

    Our editor, Chris Morgan was part of the consultation group that led to the introduction of HIV Life Assurance and HIV Life Insurance for people living with HIV.

    He was a consultant to the Association of British Insurers for over five years and served on their HIV Insurance Working Group.

    Chris has recently rejoined the ABI working group, assisting them with their latest Best Practice guidelines and agreeing to write a new HIV and Insurance consumer guide.

    Our sponsors Compass have a long history of supporting worthy causes within the gay and HIV communities. Currently they are supporting NAM AIDSMAP who work to change lives by sharing information about HIV and AIDS.

    They believe that, wherever you are in the world, having independent, clear and accurate information is vital in the fight against HIV and AIDS.

    Compass Mortgage & Insurance Services is Authorised and Regulated by the Financial Conduct Authority.